Bowling Green Rideshare Accident Attorneys

Fighting For Rideshare Accident Victims in Kentucky

No one works harder than a Kentuckian. That’s why after being hurt in an Uber or Lyft accident, you should count on the Kentucky Injury Law Center to fight for you. Our team of Kentucky rideshare accident lawyers knows what it takes to stand up to major corporations and insurance companies because that’s what we’ve been doing for years.

Tell us your story today. Call (270) 423-0023 and schedule a no-cost strategy session with our rideshare accident attorney in Bowling Green.

What Happens If Your Uber Driver Gets into an Accident?

As a rideshare passenger in an Uber or Lyft, you have no control over the safety of your ride. What happens then if your rideshare driver gets into a crash that causes you to suffer a serious injury? Is Uber or Lyft ultimately responsible for your driver’s negligence? In most cases, the answer is actually ‘yes.’

Both Uber and Lyft use closely similar insurance coverage policies for their rideshare services. The amount of coverage provided through these policies depends on what the rideshare driver was doing before the accident.

Uber’s insurance policy* is divided into these three coverage sections:

• No passenger: When the Uber driver has no passenger and is not looking to pick one up, Uber takes no responsibility for their actions. If a car accident happens, then that driver’s insurance policy will apply.
• Looking for passenger: Once an Uber driver marks that they are looking for a passenger, Uber provides some automobile liability coverage if the driver’s policy does not apply or does not provide enough coverage for all of the damages. At this stage, Uber’s policy provides $50,000 for bodily injury liability per person, $100,000 per accident, and $25,000 for property damage liability per accident.
• Passenger accepted: If an Uber driver has accepted a passenger, whether they are in the car or the driver is en route to pick them up, Uber’s policy coverage increases. In this stage, the coverage includes up to $1,000,000 in third-party liability coverage for bodily injuries and property damage, uninsured/underinsured motorist bodily injury coverage, and comprehensive and collision coverage for physical property damage with a $1,000 deductible.

(* Lyft has a strikingly similar rideshare insurance policy and a difference in the deductible amount.)

How Long Does It Take for Uber to Investigate an Accident?

Insurance coverage from Uber or Lyft after being hurt in a rideshare vehicle or hit by one does not guarantee you will get that coverage. Both companies will investigate the accident to determine if they think they owe anything to the injured parties. Uber promises to investigate a crash and decide if damages should be paid to injured parties within 3 business days of the accident, but Lyft has not clearly outlined its investigation policy.

In either situation, the truth is that you should expect some sort of complication or resistance from the rideshare company. Both corporations are naturally looking to make a profit, which means minimizing expenditures where they can. To cut costs, they are incentivized to deny, delay, or undervalue claims after one of their drivers gets into a crash.

What If a Rideshare Driver Hits Your Car?

Whether you are inside a rideshare vehicle during an accident or in your own car, both Uber and Lyft still provide the same insurance policies. For example, if the rideshare driver had no one in their vehicle and was not looking for a passenger at the time, then you would have to file a car accident claim against them as you would in any other situation. But if the rideshare driver had a passenger in their car, then you would be able to file against the larger policy with the $1,000,000 damage limit.

Common Causes of Rideshare Accidents

Common causes may include:

• Distracted Driving: Rideshare drivers often rely on apps for navigation and ride information. This can lead to distractions, causing drivers to take their eyes off the road and hands off the wheel.
• Fatigue: Many rideshare drivers work long hours, sometimes balancing multiple jobs. Fatigue can significantly impair a driver's response time and decision-making abilities, increasing the likelihood of an accident.
• Speeding and Reckless Driving: Some drivers speed or drive recklessly to complete more rides in a shorter time in an effort to maximize earnings. This behavior could result in dangerous situations and accidents.
• Inexperienced Drivers: The threshold for becoming a rideshare driver is relatively low, which means some drivers may lack adequate experience. Inexperienced drivers may need help to handle adverse weather conditions, heavy traffic, or emergencies.
• Vehicle Maintenance Issues: Rideshare vehicles are often subject to high mileage, and if drivers fail to maintain their vehicles properly, mechanical failures can occur. Poor maintenance could lead to brake failures, tire blowouts, and other mechanical issues that cause accidents.
• Aggressive Driving: Competition among rideshare drivers can sometimes lead to aggressive driving behaviors like tailgating, abrupt lane changes, and road rage. These actions can create hazardous conditions for all road users.

Common Injuries in Rideshare Accidents

Being involved in a rideshare accident can result in a range of injuries, some of which may have long-lasting effects on your physical and emotional well-being. At Kentucky Injury Law Center, our experienced Bowling Green rideshare accident attorneys are well-versed in handling cases involving various types of injuries sustained in these accidents.

Some common injuries in rideshare accidents include:

• Whiplash and neck injuries
• Back and spinal cord injuries
• Head injuries, including concussions
• Broken bones and fractures
• Soft tissue injuries
• Internal injuries
• Psychological trauma

It is important to seek medical attention immediately after a rideshare accident, even if you do not feel any immediate pain or symptoms. Some injuries may not manifest until hours or even days after the accident, and delaying medical treatment can affect your ability to recover compensation for your injuries.

Our dedicated team of attorneys will work diligently to build a strong case on your behalf, ensuring that you receive the maximum compensation you deserve for your rideshare accident injuries.

We Fight for Maximum Compensation for Your Rideshare Accident

At Kentucky Injury Law Center, we understand the stress and frustration that can come with being involved in a rideshare accident. Our Bowling Green rideshare accident attorneys are dedicated to helping you recover the compensation you deserve for your injuries, lost wages, and other damages resulting from the accident.

We have experience in handling cases involving Uber, Lyft, and other rideshare companies. Our team will investigate the accident, gather evidence, and negotiate with insurance companies on your behalf. We will fight to ensure you receive the maximum compensation possible for your injuries and losses.

Our commitment to our clients includes:

• Personalized attention and communication throughout the legal process
• Thorough investigation and preparation of your case
• Aggressive negotiation with insurance companies
• Representation in court if necessary

Don't let a rideshare accident derail your life. Contact us today to schedule a free consultation and learn how we can help you get back on track.

Contact Our Rideshare Accident Attorney in Bowling Green Today

Fighting with Uber or Lyft after a rideshare accident in Kentucky is not something you are going to want to do – or that you should do alone. Rely on the experience, know-how, and tenacity of our Bowling Green rideshare accident lawyers from Kentucky Injury Law Center to represent you. We will swing away to reach the best possible outcome for your case that secures the most damages for you.

Find out more about your options after a rideshare accident by calling (270) 423-0023 now with our Bowling Green rideshare accident lawyers.